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Axos Bank
San Diego, CA · Savings bank · Part of Axos Financial Inc
- Total assets
- $28.87B
- Q2 2026
- Deposits
- $24.83B
- Net income
- $303.2M
- first half of 2026
- Return on assets
- 2.16%
- Annualized
SEC company page: Axos Financial, Inc. (AX) · financials and records from other agencies
Bank details
As reported to the FDIC
- FDIC certificate
- 35546
- Main office
- San Diego, CA
- Holding company
- Axos Financial Inc
- Charter
- Savings bank
- Primary federal regulator
- Office of the Comptroller of the Currency (OCC)
- Established
- 07/04/2000
- FDIC insured since
- 07/04/2000
- U.S. offices
- 3
- Employees (full-time equivalent)
- 1,596
- Specialty
- Commercial Lending Specialization
- Website
- www.axosbank.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $28.87B | $28.24B | $27.21B | $26.35B | $23.9B | $23.1B | $22.84B | $22.89B |
| Deposits | $24.83B | $22.68B | $23.51B | $22.62B | $21.04B | $20.33B | $20.09B | $20.18B |
| Net loans and leases | $24.7B | $24.05B | $23.24B | $21.35B | $19.78B | $19.29B | $18.62B | $18.46B |
| Securities | $1.57B | $1.63B | $1.69B | $1.18B | $1.29B | $919.7M | $945.8M | $1.03B |
| Equity capital | $2.81B | $2.71B | $2.6B | $2.53B | $2.48B | $2.43B | $2.39B | $2.33B |
| Net income (year to date) | $303.2M | $150.8M | $436.3M | $297.4M | $177.9M | $89.33M | $384.9M | $283.8M |
| Return on assets | 2.16% | 2.18% | 1.77% | 1.65% | 1.53% | 1.56% | 1.74% | 1.73% |
| Return on equity | 22.41% | 22.72% | 17.54% | 16.13% | 14.62% | 14.82% | 17.13% | 17.12% |
| Net interest margin | 4.69% | 4.74% | 4.91% | 4.79% | 4.81% | 4.82% | 4.85% | 4.79% |
| Efficiency ratio | 42.3% | 41.1% | 42.9% | 43.3% | 43.4% | 43.1% | 41.9% | 42.5% |
| Noncurrent loans | 0.45% | 0.42% | 0.46% | 0.59% | 0.63% | 0.72% | 1.28% | 1.14% |
| Net charge-off rate | 0.09% | 0.08% | 0.12% | 0.15% | 0.17% | 0.09% | 0.15% | 0.10% |
| Leverage (core capital) ratio | 9.24% | 9.39% | 9.15% | 9.69% | 10.23% | 10.06% | 9.72% | 9.68% |
| Total risk-based capital ratio | 12.10% | 12.13% | 12.37% | 12.62% | 13.70% | 13.38% | 13.67% | 13.86% |
Assets grew 20.8% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$9.53B38.6%
- Commercial and industrial loans$2.96B12.0%
- Consumer loans$699.1M2.8%
Find bank branches in California · Employees: 1,596
Frequently asked questions
- What is Axos Bank's FDIC certificate number?
- Axos Bank's FDIC certificate number is 35546.
- How big is Axos Bank?
- Axos Bank reported total assets of $28.87B and deposits of $24.83B as of Q2 2026.
- Is Axos Bank FDIC insured?
- Yes. Axos Bank has been insured by the FDIC since 07/04/2000. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026