Checked
Bank of New Hampshire
Laconia, NH · State-chartered bank (Fed member) · Part of BNH Financial
- Total assets
- $2.8B
- Q2 2026
- Deposits
- $2.4B
- Net income
- $13.81M
- first half of 2026
- Return on assets
- 0.99%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 18012
- Main office
- Laconia, NH
- Holding company
- BNH Financial
- Charter
- State-chartered bank (Fed member)
- Primary federal regulator
- Federal Reserve
- Established
- 07/02/1831
- FDIC insured since
- 07/02/1959
- U.S. offices
- 21
- Employees (full-time equivalent)
- 249
- Specialty
- Commercial Lending Specialization
- Website
- www.BNH.bank
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.8B | $2.81B | $2.75B | $2.73B | $2.64B | $2.65B | $2.62B | $2.58B |
| Deposits | $2.4B | $2.44B | $2.34B | $2.35B | $2.26B | $2.3B | $2.26B | $2.18B |
| Net loans and leases | $2.2B | $2.14B | $2.14B | $2.12B | $2.13B | $2.1B | $2.07B | $2.05B |
| Securities | $290.4M | $299.6M | $307M | $262.8M | $263.9M | $267.3M | $264.8M | $279.7M |
| Equity capital | $339.3M | $322.4M | $318.6M | $310.5M | $301.7M | $294M | $284.6M | $287.2M |
| Net income (year to date) | $13.81M | $6.59M | $24.67M | $17.36M | $10.44M | $4.92M | $16.87M | $13.38M |
| Return on assets | 0.99% | 0.95% | 0.92% | 0.87% | 0.79% | 0.75% | 0.66% | 0.71% |
| Return on equity | 8.46% | 8.23% | 8.17% | 7.77% | 7.12% | 6.81% | 6.10% | 6.50% |
| Net interest margin | 3.33% | 3.25% | 3.04% | 2.99% | 2.90% | 2.80% | 2.73% | 2.70% |
| Efficiency ratio | 57.8% | 57.8% | 63.7% | 65.0% | 67.6% | 68.6% | 72.4% | 71.0% |
| Noncurrent loans | 0.64% | 0.35% | 0.06% | 0.05% | 0.05% | 0.05% | 0.05% | 0.03% |
| Net charge-off rate | 0.00% | 0.00% | 0.01% | 0.01% | 0.01% | 0.00% | 0.01% | 0.01% |
| Leverage (core capital) ratio | 12.08% | 11.77% | 11.54% | 11.59% | 11.49% | 11.33% | 11.27% | 11.39% |
| Total risk-based capital ratio | 15.00% | 14.78% | 14.40% | 14.26% | 13.95% | 14.06% | 14.04% | 14.42% |
Assets grew 6.1% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$2.12B96.6%
- Commercial and industrial loans$56.67M2.6%
- Consumer loans$21.25M1.0%
Find bank branches in New Hampshire · Employees: 249
Frequently asked questions
- What is Bank of New Hampshire's FDIC certificate number?
- Bank of New Hampshire's FDIC certificate number is 18012.
- How big is Bank of New Hampshire?
- Bank of New Hampshire reported total assets of $2.8B and deposits of $2.4B as of Q2 2026.
- Is Bank of New Hampshire FDIC insured?
- Yes. Bank of New Hampshire has been insured by the FDIC since 07/02/1959. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026