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Bank of Travelers Rest
Travelers Rest, SC · State-chartered bank (not a Fed member) · Part of Travelers Rest Bancshares Inc
- Total assets
- $1.6B
- Q2 2026
- Deposits
- $1.42B
- Net income
- $12.71M
- first half of 2026
- Return on assets
- 1.60%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 16389
- Main office
- Travelers Rest, SC
- Holding company
- Travelers Rest Bancshares Inc
- Charter
- State-chartered bank (not a Fed member)
- Primary federal regulator
- Federal Deposit Insurance Corporation (FDIC)
- Established
- 03/10/1946
- FDIC insured since
- 03/18/1946
- U.S. offices
- 10
- Employees (full-time equivalent)
- 172
- Specialty
- Commercial Lending Specialization
- Website
- www.bankoftravelersrest.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $1.6B | $1.6B | $1.56B | $1.55B | $1.51B | $1.53B | $1.49B | $1.41B |
| Deposits | $1.42B | $1.43B | $1.4B | $1.39B | $1.37B | $1.39B | $1.36B | $1.28B |
| Net loans and leases | $910.7M | $902.9M | $890.4M | $889.7M | $866.9M | $853.4M | $839.2M | $806.3M |
| Securities | $440M | $448.3M | $447.8M | $437.6M | $422.8M | $429.4M | $417.2M | $423.6M |
| Equity capital | $147M | $143.5M | $133.5M | $128.5M | $116.6M | $114.1M | $107.1M | $112.1M |
| Net income (year to date) | $12.71M | $7.55M | $21.93M | $16.06M | $10.73M | $5.17M | $18.62M | $12.85M |
| Return on assets | 1.60% | 1.91% | 1.44% | 1.41% | 1.42% | 1.37% | 1.32% | 1.23% |
| Return on equity | 17.99% | 21.82% | 18.28% | 18.37% | 19.05% | 18.71% | 18.30% | 17.07% |
| Net interest margin | 3.27% | 3.19% | 3.20% | 3.15% | 3.12% | 3.01% | 2.93% | 2.86% |
| Efficiency ratio | 59.0% | 60.5% | 59.9% | 60.2% | 59.5% | 60.1% | 61.1% | 63.0% |
| Noncurrent loans | 0.13% | 0.14% | 0.16% | 0.18% | 0.09% | 0.03% | 0.04% | 0.04% |
| Net charge-off rate | 0.10% | 0.09% | 0.08% | 0.08% | 0.08% | 0.11% | 0.08% | 0.09% |
| Leverage (core capital) ratio | 10.29% | 10.23% | 9.85% | 9.79% | 9.64% | 9.55% | 9.43% | 9.68% |
| Total risk-based capital ratio | 17.07% | 16.50% | 16.35% | 16.08% | 16.08% | 15.99% | 15.97% | 16.07% |
Assets grew 5.8% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$777.9M85.4%
- Commercial and industrial loans$73.19M8.0%
- Consumer loans$40.16M4.4%
Find bank branches in South Carolina · Employees: 172
Frequently asked questions
- What is Bank of Travelers Rest's FDIC certificate number?
- Bank of Travelers Rest's FDIC certificate number is 16389.
- How big is Bank of Travelers Rest?
- Bank of Travelers Rest reported total assets of $1.6B and deposits of $1.42B as of Q2 2026.
- Is Bank of Travelers Rest FDIC insured?
- Yes. Bank of Travelers Rest has been insured by the FDIC since 03/18/1946. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026