Checked
BankGloucester
Gloucester, MA
- Total assets
- $386.9M
- Q2 2026
- Deposits
- $304.2M
- Net income
- $820K
- first half of 2026
- Return on assets
- 0.42%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 26536
- Main office
- Gloucester, MA
- Primary federal regulator
- Federal Deposit Insurance Corporation (FDIC)
- Established
- 01/01/1887
- FDIC insured since
- 02/10/1986
- U.S. offices
- 3
- Employees (full-time equivalent)
- 57
- Specialty
- Commercial Lending Specialization
- Website
- bankgloucester.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $386.9M | $384.4M | $390.3M | $398.4M | $390.4M | $378.4M | $382.8M | $373.4M |
| Deposits | $304.2M | $295M | $314.4M | $316.3M | $312.8M | $306.2M | $309.8M | $312.5M |
| Net loans and leases | $331.4M | $333.2M | $337M | $334.5M | $335M | $330.5M | $325.4M | $325.2M |
| Securities | $35.88M | $30.7M | $30.75M | $30.41M | $29.93M | $29.41M | $28.88M | $29.18M |
| Equity capital | $32.55M | $32.1M | $31.72M | $31.12M | $30.49M | $30.04M | $29.49M | $29.57M |
| Net income (year to date) | $820K | $405K | $1.42M | $950K | $507K | $215K | $430K | $231K |
| Return on assets | 0.42% | 0.42% | 0.37% | 0.33% | 0.26% | 0.23% | 0.11% | 0.08% |
| Return on equity | 5.11% | 5.08% | 4.65% | 4.18% | 3.38% | 2.89% | 1.48% | 1.06% |
| Net interest margin | 3.76% | 3.65% | 3.52% | 3.44% | 3.32% | 3.17% | 2.98% | 2.93% |
| Efficiency ratio | 83.2% | 84.4% | 83.2% | 83.7% | 86.3% | 88.9% | 93.5% | 94.9% |
| Noncurrent loans | 3.01% | 2.78% | 2.51% | 2.55% | 2.22% | 1.96% | 1.78% | 2.12% |
| Net charge-off rate | 0.00% | 0.00% | 0.02% | 0.02% | 0.03% | 0.06% | 0.00% | 0.00% |
| Leverage (core capital) ratio | 8.70% | 8.53% | 8.27% | 8.18% | 8.20% | 8.24% | 8.24% | 8.29% |
| Total risk-based capital ratio | 14.73% | 14.28% | 13.47% | 13.48% | 13.23% | 13.38% | 13.38% | 13.24% |
Assets fell 0.9% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$325.7M98.3%
- Commercial and industrial loans$8.71M2.6%
- Consumer loans$491K0.1%
Find bank branches in Massachusetts · Employees: 57
Frequently asked questions
- What is BankGloucester's FDIC certificate number?
- BankGloucester's FDIC certificate number is 26536.
- How big is BankGloucester?
- BankGloucester reported total assets of $386.9M and deposits of $304.2M as of Q2 2026.
- Is BankGloucester FDIC insured?
- Yes. BankGloucester has been insured by the FDIC since 02/10/1986. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026