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BankUnited, National Association
Miami Lakes, FL · National bank · Part of Bankunited Inc
- Total assets
- $34.86B
- Q2 2026
- Deposits
- $29.09B
- Net income
- $151.9M
- first half of 2026
- Return on assets
- 0.87%
- Annualized
SEC company page: BankUnited, Inc. (BKU) · financials and records from other agencies
Bank details
As reported to the FDIC
- FDIC certificate
- 58979
- Main office
- Miami Lakes, FL
- Holding company
- Bankunited Inc
- Charter
- National bank
- Primary federal regulator
- Office of the Comptroller of the Currency (OCC)
- Established
- 05/21/2009
- FDIC insured since
- 05/21/2009
- U.S. offices
- 58
- Employees (full-time equivalent)
- 1,824
- Specialty
- Commercial Lending Specialization
- Website
- www.BankUnited.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $34.86B | $35.34B | $35.03B | $35.07B | $35.44B | $34.81B | $35.21B | $35.76B |
| Deposits | $29.09B | $29.56B | $29.61B | $28.88B | $29.24B | $28.52B | $28.17B | $28.19B |
| Net loans and leases | $23.72B | $23.96B | $24.05B | $23.48B | $23.73B | $23.77B | $24.07B | $24.17B |
| Securities | $9.31B | $9.5B | $9.26B | $9.46B | $9.39B | $9.09B | $9.1B | $9.09B |
| Equity capital | $3.18B | $3.19B | $3.17B | $3.2B | $3.14B | $3.2B | $3.23B | $3.26B |
| Net income (year to date) | $151.9M | $73.42M | $313.6M | $234.2M | $149.4M | $69.11M | $276.3M | $196.1M |
| Return on assets | 0.87% | 0.83% | 0.89% | 0.89% | 0.85% | 0.79% | 0.78% | 0.74% |
| Return on equity | 9.55% | 9.24% | 9.84% | 9.78% | 9.37% | 8.59% | 8.77% | 8.35% |
| Net interest margin | 3.06% | 3.01% | 3.04% | 3.01% | 2.97% | 2.90% | 2.82% | 2.78% |
| Efficiency ratio | 57.7% | 57.0% | 57.0% | 57.2% | 57.6% | 59.0% | 59.4% | 60.3% |
| Noncurrent loans | 1.70% | 1.97% | 2.21% | 2.31% | 2.40% | 2.14% | 1.98% | 1.88% |
| Net charge-off rate | 0.35% | 0.60% | 0.30% | 0.26% | 0.27% | 0.32% | 0.16% | 0.12% |
| Leverage (core capital) ratio | 9.43% | 9.41% | 9.27% | 9.46% | 9.28% | 9.53% | 9.67% | 9.59% |
| Total risk-based capital ratio | 13.90% | 13.73% | 13.61% | 14.10% | 13.86% | 14.32% | 14.59% | 14.55% |
Assets fell 1.6% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$15.32B64.6%
- Commercial and industrial loans$4.7B19.8%
- Consumer loans$130K0.0%
Find bank branches in Florida · Employees: 1,824
Frequently asked questions
- What is BankUnited, National Association's FDIC certificate number?
- BankUnited, National Association's FDIC certificate number is 58979.
- How big is BankUnited, National Association?
- BankUnited, National Association reported total assets of $34.86B and deposits of $29.09B as of Q2 2026.
- Is BankUnited, National Association FDIC insured?
- Yes. BankUnited, National Association has been insured by the FDIC since 05/21/2009. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026