Checked
Burke & Herbert Bank & Trust Company
Alexandria, VA · State-chartered bank (Fed member) · Part of Burke & Herbert Finl Services
- Total assets
- $10.98B
- Q2 2026
- Deposits
- $9B
- Net income
- $47.4M
- first half of 2026
- Return on assets
- 1.06%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 11578
- Main office
- Alexandria, VA
- Holding company
- Burke & Herbert Finl Services
- Charter
- State-chartered bank (Fed member)
- Primary federal regulator
- Federal Reserve
- Established
- 01/01/1852
- FDIC insured since
- 01/01/1934
- U.S. offices
- 106
- Employees (full-time equivalent)
- 1,051
- Specialty
- Commercial Lending Specialization
- Website
- www.burkeandherbertbank.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $10.98B | $7.91B | $7.9B | $7.87B | $8.04B | $7.83B | $7.8B | $7.86B |
| Deposits | $9B | $6.34B | $6.41B | $6.42B | $6.4B | $6.55B | $6.52B | $6.61B |
| Net loans and leases | $7.91B | $5.34B | $5.32B | $5.49B | $5.52B | $5.58B | $5.61B | $5.51B |
| Securities | $1.96B | $1.83B | $1.62B | $1.6B | $1.52B | $1.44B | $1.44B | $1.44B |
| Equity capital | $1.33B | $935.2M | $923.5M | $891M | $880.4M | $858.8M | $831.1M | $832.9M |
| Net income (year to date) | $47.4M | $31.72M | $133.1M | $99.05M | $64.5M | $31.01M | $53.95M | $29.78M |
| Return on assets | 1.06% | 1.60% | 1.69% | 1.67% | 1.64% | 1.59% | 0.88% | 0.69% |
| Return on equity | 8.92% | 13.65% | 15.17% | 15.26% | 15.06% | 14.68% | 8.78% | 7.09% |
| Net interest margin | 4.20% | 4.13% | 4.27% | 4.25% | 4.25% | 4.25% | 4.15% | 4.06% |
| Efficiency ratio | 64.3% | 52.1% | 48.4% | 48.5% | 49.4% | 50.4% | 63.6% | 63.5% |
| Noncurrent loans | 1.21% | 1.47% | 1.40% | 1.62% | 1.55% | 1.16% | 0.68% | 0.65% |
| Net charge-off rate | 0.04% | 0.01% | 0.05% | 0.06% | 0.09% | 0.08% | 0.04% | 0.03% |
| Leverage (core capital) ratio | 12.26% | 11.97% | 11.59% | 11.40% | 11.51% | 11.22% | 10.88% | 10.67% |
| Total risk-based capital ratio | 14.31% | 16.29% | 15.92% | 15.20% | 15.08% | 14.62% | 14.41% | 14.21% |
Assets grew 36.7% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$7.2B91.0%
- Commercial and industrial loans$740M9.4%
- Consumer loans$40.86M0.5%
Find bank branches in Virginia · Employees: 1,051
Frequently asked questions
- What is Burke & Herbert Bank & Trust Company's FDIC certificate number?
- Burke & Herbert Bank & Trust Company's FDIC certificate number is 11578.
- How big is Burke & Herbert Bank & Trust Company?
- Burke & Herbert Bank & Trust Company reported total assets of $10.98B and deposits of $9B as of Q2 2026.
- Is Burke & Herbert Bank & Trust Company FDIC insured?
- Yes. Burke & Herbert Bank & Trust Company has been insured by the FDIC since 01/01/1934. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026