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Century Bank
Santa Fe, NM · State-chartered bank (not a Fed member) · Part of Century Finl Services Corp
- Total assets
- $1.36B
- Q2 2026
- Deposits
- $1.23B
- Net income
- $6.43M
- first half of 2026
- Return on assets
- 0.95%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 28362
- Main office
- Santa Fe, NM
- Holding company
- Century Finl Services Corp
- Charter
- State-chartered bank (not a Fed member)
- Primary federal regulator
- Federal Deposit Insurance Corporation (FDIC)
- Established
- 01/01/1910
- FDIC insured since
- 08/09/1989
- U.S. offices
- 9
- Employees (full-time equivalent)
- 185
- Specialty
- Commercial Lending Specialization
- Website
- www.mycenturybank.com/
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $1.36B | $1.35B | $1.34B | $1.36B | $1.43B | $1.43B | $1.47B | $1.49B |
| Deposits | $1.23B | $1.22B | $1.21B | $1.23B | $1.31B | $1.31B | $1.35B | $1.36B |
| Net loans and leases | $835.1M | $816.1M | $820M | $807.5M | $818.4M | $804.8M | $800.9M | $843.2M |
| Securities | $321.1M | $326.4M | $331.6M | $337.8M | $371.5M | $374.1M | $380M | $380.5M |
| Equity capital | $119.6M | $119M | $117.2M | $117.1M | $105.6M | $114.6M | $106.6M | $114M |
| Net income (year to date) | $6.43M | $2.97M | $8.76M | $5.51M | -$4.08M | $4.37M | $7.5M | $8.52M |
| Return on assets | 0.95% | 0.88% | 0.62% | 0.52% | -0.57% | 1.20% | 0.52% | 0.79% |
| Return on equity | 10.84% | 10.04% | 7.80% | 6.62% | -7.50% | 15.82% | 7.04% | 10.68% |
| Net interest margin | 4.31% | 4.27% | 4.39% | 4.35% | 4.17% | 4.05% | 4.11% | 4.12% |
| Efficiency ratio | 78.4% | 79.2% | 70.9% | 70.3% | 69.1% | 72.2% | 67.8% | 68.2% |
| Noncurrent loans | 1.08% | 1.23% | 1.15% | 1.06% | 3.70% | 2.29% | 2.33% | 3.29% |
| Net charge-off rate | 0.01% | 0.00% | 1.60% | 1.60% | 0.03% | 0.02% | 1.95% | 1.51% |
| Leverage (core capital) ratio | 10.25% | 10.19% | 9.90% | 9.60% | 8.77% | 9.40% | 8.86% | 9.10% |
| Total risk-based capital ratio | 13.91% | 14.05% | 13.82% | 14.18% | 12.85% | 14.18% | 13.86% | 13.43% |
Assets fell 4.8% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$409.2M49.0%
- Commercial and industrial loans$353.4M42.3%
- Consumer loans$71.82M8.6%
Find bank branches in New Mexico · Employees: 185
Frequently asked questions
- What is Century Bank's FDIC certificate number?
- Century Bank's FDIC certificate number is 28362.
- How big is Century Bank?
- Century Bank reported total assets of $1.36B and deposits of $1.23B as of Q2 2026.
- Is Century Bank FDIC insured?
- Yes. Century Bank has been insured by the FDIC since 08/09/1989. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026