Checked
Citizens Progressive Bank
Winnsboro, LA · State-chartered bank (not a Fed member) · Part of Caldwell Holding Co
- Total assets
- $243.3M
- Q2 2026
- Deposits
- $209.8M
- Net income
- $603K
- first half of 2026
- Return on assets
- 0.48%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 10531
- Main office
- Winnsboro, LA
- Holding company
- Caldwell Holding Co
- Charter
- State-chartered bank (not a Fed member)
- Primary federal regulator
- Federal Deposit Insurance Corporation (FDIC)
- Established
- 01/01/1918
- FDIC insured since
- 01/01/1934
- U.S. offices
- 6
- Employees (full-time equivalent)
- 67
- Specialty
- Agricultural Specialization
- Website
- cpbonline.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $243.3M | $250M | $255.2M | $270.7M | $275.9M | $282.3M | $284.3M | $299.2M |
| Deposits | $209.8M | $217.1M | $222.8M | $236.7M | $243.2M | $249.9M | $252.1M | $264.8M |
| Net loans and leases | $184.7M | $187.3M | $188.3M | $201.8M | $218.4M | $225M | $221.9M | $229.3M |
| Securities | $8.5M | $10.36M | $10.57M | $10.62M | $10.43M | $13.57M | $14.21M | $12.6M |
| Equity capital | $31.23M | $30.78M | $30.58M | $31.13M | $30.37M | $30.29M | $30.01M | $31.21M |
| Net income (year to date) | $603K | $350K | $1.3M | $1.5M | $964K | $410K | $1.07M | $1.15M |
| Return on assets | 0.48% | 0.55% | 0.47% | 0.72% | 0.69% | 0.58% | 0.37% | 0.54% |
| Return on equity | 3.91% | 4.56% | 4.26% | 6.58% | 6.38% | 5.44% | 3.49% | 4.98% |
| Net interest margin | 4.40% | 4.15% | 4.30% | 4.42% | 4.36% | 4.22% | 3.80% | 3.74% |
| Efficiency ratio | 84.5% | 81.9% | 84.2% | 83.6% | 85.1% | 85.2% | 89.4% | 87.3% |
| Noncurrent loans | 4.56% | 3.79% | 4.02% | 1.59% | 3.31% | 3.77% | 2.85% | 2.09% |
| Net charge-off rate | 0.11% | 0.02% | 0.34% | 0.12% | 0.04% | 0.00% | 0.15% | 0.15% |
| Leverage (core capital) ratio | 11.31% | 10.84% | 10.12% | 10.06% | 9.60% | 9.30% | 8.99% | 9.50% |
| Total risk-based capital ratio | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Assets fell 11.8% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$142M76.9%
- Commercial and industrial loans$17.17M9.3%
- Consumer loans$5.17M2.8%
Find bank branches in Louisiana · Employees: 67
Frequently asked questions
- What is Citizens Progressive Bank's FDIC certificate number?
- Citizens Progressive Bank's FDIC certificate number is 10531.
- How big is Citizens Progressive Bank?
- Citizens Progressive Bank reported total assets of $243.3M and deposits of $209.8M as of Q2 2026.
- Is Citizens Progressive Bank FDIC insured?
- Yes. Citizens Progressive Bank has been insured by the FDIC since 01/01/1934. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026