Checked
County Bank
Rehoboth Beach, DE · State-chartered bank (not a Fed member) · Part of CB Financial Corp
- Total assets
- $696.4M
- Q2 2026
- Deposits
- $577.8M
- Net income
- $11.38M
- first half of 2026
- Return on assets
- 3.34%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 33009
- Main office
- Rehoboth Beach, DE
- Holding company
- CB Financial Corp
- Charter
- State-chartered bank (not a Fed member)
- Primary federal regulator
- Federal Deposit Insurance Corporation (FDIC)
- Established
- 07/09/1990
- FDIC insured since
- 07/09/1990
- U.S. offices
- 7
- Employees (full-time equivalent)
- 95
- Specialty
- Commercial Lending Specialization
- Website
- WWW.COUNTYBANKDEL.COM
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $696.4M | $684.8M | $665.5M | $657M | $638.5M | $656.9M | $604.6M | $604.4M |
| Deposits | $577.8M | $567.9M | $553.4M | $552.7M | $538M | $535.8M | $518.2M | $520.4M |
| Net loans and leases | $514.1M | $501.3M | $483.3M | $484.5M | $465.1M | $462.8M | $439.2M | $423.3M |
| Securities | $83M | $82.94M | $86.26M | $87.41M | $98.36M | $100.3M | $104.4M | $108.9M |
| Equity capital | $99.8M | $96.72M | $92.47M | $85.63M | $77.84M | $73.15M | $68.47M | $67.47M |
| Net income (year to date) | $11.38M | $5.59M | $22.53M | $15.53M | $9.32M | $3.91M | $12.43M | $8.27M |
| Return on assets | 3.34% | 3.31% | 3.50% | 3.24% | 2.94% | 2.48% | 2.07% | 1.84% |
| Return on equity | 23.64% | 23.64% | 28.33% | 27.15% | 25.47% | 22.08% | 19.73% | 17.89% |
| Net interest margin | 5.34% | 5.33% | 5.35% | 5.25% | 5.01% | 4.79% | 4.59% | 4.49% |
| Efficiency ratio | 38.0% | 38.6% | 35.8% | 37.0% | 39.5% | 42.1% | 47.9% | 49.9% |
| Noncurrent loans | 0.31% | 0.06% | 0.07% | 0.06% | 0.08% | 0.03% | 0.04% | 0.08% |
| Net charge-off rate | 0.02% | 0.04% | 0.00% | 0.00% | 0.01% | 0.03% | 0.12% | 0.12% |
| Leverage (core capital) ratio | 15.41% | 15.36% | 14.86% | 14.12% | 13.57% | 13.13% | 12.90% | 12.38% |
| Total risk-based capital ratio | 19.83% | 19.78% | 19.53% | 18.36% | 17.94% | 17.01% | 17.07% | 17.12% |
Assets grew 9.1% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$410.2M79.8%
- Commercial and industrial loans$37.14M7.2%
- Consumer loans$71.53M13.9%
Find bank branches in Delaware · Employees: 95
Frequently asked questions
- What is County Bank's FDIC certificate number?
- County Bank's FDIC certificate number is 33009.
- How big is County Bank?
- County Bank reported total assets of $696.4M and deposits of $577.8M as of Q2 2026.
- Is County Bank FDIC insured?
- Yes. County Bank has been insured by the FDIC since 07/09/1990. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026