Checked
Farmers Bank & Trust Company
Magnolia, AR · State-chartered bank (Fed member) · Part of Magnolia Banking Corp
- Total assets
- $3.16B
- Q2 2026
- Deposits
- $2.71B
- Net income
- $22.46M
- first half of 2026
- Return on assets
- 1.44%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 1291
- Main office
- Magnolia, AR
- Holding company
- Magnolia Banking Corp
- Charter
- State-chartered bank (Fed member)
- Primary federal regulator
- Federal Reserve
- Established
- 01/01/1906
- FDIC insured since
- 01/01/1934
- U.S. offices
- 38
- Employees (full-time equivalent)
- 410
- Specialty
- Commercial Lending Specialization
- Website
- www.myfarmers.bank
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $3.16B | $3.14B | $3.05B | $3.01B | $2.98B | $2.98B | $2.94B | $2.93B |
| Deposits | $2.71B | $2.84B | $2.73B | $2.67B | $2.71B | $2.71B | $2.69B | $2.55B |
| Net loans and leases | $2.39B | $2.37B | $2.31B | $2.26B | $2.24B | $2.2B | $2.2B | $2.13B |
| Securities | $486.8M | $481.8M | $476.1M | $473.7M | $469.3M | $473.4M | $491.1M | $556.6M |
| Equity capital | $289.3M | $281.6M | $274.5M | $263.8M | $248.7M | $238.3M | $226.4M | $233.5M |
| Net income (year to date) | $22.46M | $10.97M | $40.77M | $31.16M | $20.18M | $9.8M | $31.49M | $22.51M |
| Return on assets | 1.44% | 1.42% | 1.36% | 1.40% | 1.36% | 1.32% | 1.09% | 1.05% |
| Return on equity | 15.94% | 15.78% | 16.29% | 17.01% | 16.97% | 16.87% | 14.37% | 13.81% |
| Net interest margin | 4.09% | 4.02% | 3.89% | 3.91% | 3.83% | 3.75% | 3.46% | 3.38% |
| Efficiency ratio | 57.9% | 56.7% | 58.0% | 56.5% | 57.6% | 56.1% | 57.6% | 59.6% |
| Noncurrent loans | 1.34% | 1.17% | 1.11% | 0.58% | 0.60% | 0.53% | 0.49% | 0.42% |
| Net charge-off rate | 0.19% | 0.12% | 0.14% | 0.07% | 0.07% | 0.08% | 0.13% | 0.13% |
| Leverage (core capital) ratio | 9.87% | 9.88% | 9.75% | 9.61% | 9.47% | 9.01% | 8.85% | 8.67% |
| Total risk-based capital ratio | 0.00% | 13.11% | 12.95% | 12.81% | 12.61% | 12.29% | 11.93% | 11.92% |
Assets grew 5.9% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$1.98B82.8%
- Commercial and industrial loans$358.4M15.0%
- Consumer loans$44.58M1.9%
Find bank branches in Arkansas · Employees: 410
Frequently asked questions
- What is Farmers Bank & Trust Company's FDIC certificate number?
- Farmers Bank & Trust Company's FDIC certificate number is 1291.
- How big is Farmers Bank & Trust Company?
- Farmers Bank & Trust Company reported total assets of $3.16B and deposits of $2.71B as of Q2 2026.
- Is Farmers Bank & Trust Company FDIC insured?
- Yes. Farmers Bank & Trust Company has been insured by the FDIC since 01/01/1934. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026