Checked
First American Bank
Elk Grove Village, IL · State-chartered bank (not a Fed member) · Part of First American Bank Corp
- Total assets
- $8.63B
- Q2 2026
- Deposits
- $5.55B
- Net income
- $63.16M
- first half of 2026
- Return on assets
- 1.52%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 3657
- Main office
- Elk Grove Village, IL
- Holding company
- First American Bank Corp
- Charter
- State-chartered bank (not a Fed member)
- Primary federal regulator
- Federal Deposit Insurance Corporation (FDIC)
- Established
- 03/26/1901
- FDIC insured since
- 01/01/1934
- U.S. offices
- 58
- Employees (full-time equivalent)
- 861
- Specialty
- All Other Over 1 Billion
- Website
- www.firstambank.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $8.63B | $8.22B | $8.11B | $8.07B | $8.11B | $7.82B | $7.39B | $7.27B |
| Deposits | $5.55B | $5.25B | $5.1B | $5.07B | $5.02B | $5.05B | $5.05B | $4.99B |
| Net loans and leases | $3.34B | $3.17B | $3.14B | $3.07B | $3.05B | $2.96B | $2.96B | $2.9B |
| Securities | $4.75B | $4.59B | $4.54B | $4.55B | $4.62B | $4.36B | $3.91B | $3.97B |
| Equity capital | $694.5M | $687.7M | $688.9M | $639.3M | $607.1M | $626.1M | $605.1M | $583.1M |
| Net income (year to date) | $63.16M | $30.82M | $135.9M | $99.18M | $63.45M | $31.34M | $121.3M | $89.68M |
| Return on assets | 1.52% | 1.51% | 1.72% | 1.69% | 1.63% | 1.65% | 1.71% | 1.70% |
| Return on equity | 18.30% | 17.91% | 21.46% | 21.35% | 20.71% | 20.37% | 21.13% | 21.10% |
| Net interest margin | 3.53% | 3.53% | 3.74% | 3.74% | 3.72% | 3.71% | 3.95% | 3.99% |
| Efficiency ratio | 58.3% | 59.2% | 56.5% | 56.6% | 57.7% | 59.0% | 56.3% | 56.0% |
| Noncurrent loans | 0.61% | 0.92% | 0.83% | 0.40% | 0.40% | 0.32% | 0.52% | 0.48% |
| Net charge-off rate | -0.01% | 0.01% | 0.07% | 0.08% | 0.07% | 0.16% | 0.15% | 0.15% |
| Leverage (core capital) ratio | 7.58% | 7.82% | 7.75% | 7.29% | 7.16% | 7.53% | 7.55% | 7.34% |
| Total risk-based capital ratio | 14.80% | 15.35% | 15.28% | 14.67% | 14.06% | 14.62% | 14.47% | 14.26% |
Assets grew 6.4% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$1.98B59.2%
- Commercial and industrial loans$743.6M22.3%
- Consumer loans$538M16.1%
Find bank branches in Illinois · Employees: 861
Frequently asked questions
- What is First American Bank's FDIC certificate number?
- First American Bank's FDIC certificate number is 3657.
- How big is First American Bank?
- First American Bank reported total assets of $8.63B and deposits of $5.55B as of Q2 2026.
- Is First American Bank FDIC insured?
- Yes. First American Bank has been insured by the FDIC since 01/01/1934. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026