Checked
First County Bank
Stamford, CT
- Total assets
- $2.42B
- Q2 2026
- Deposits
- $1.92B
- Net income
- $5.4M
- first half of 2026
- Return on assets
- 0.46%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 18204
- Main office
- Stamford, CT
- Primary federal regulator
- Federal Deposit Insurance Corporation (FDIC)
- Established
- 06/20/1851
- FDIC insured since
- 07/01/1960
- U.S. offices
- 14
- Employees (full-time equivalent)
- 196
- Specialty
- Commercial Lending Specialization
- Website
- WWW.FIRSTCOUNTYBANK.COM
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.42B | $2.36B | $2.29B | $2.24B | $2.23B | $2.28B | $2.32B | $2.38B |
| Deposits | $1.92B | $1.77B | $1.78B | $1.74B | $1.76B | $1.75B | $1.75B | $1.79B |
| Net loans and leases | $1.9B | $1.79B | $1.71B | $1.68B | $1.68B | $1.7B | $1.68B | $1.65B |
| Securities | $284.5M | $290.8M | $299.2M | $305M | $313.6M | $321.5M | $327.5M | $333M |
| Equity capital | $190.9M | $185.5M | $182.7M | $178.2M | $175.2M | $173M | $170.4M | $164.7M |
| Net income (year to date) | $5.4M | $1.41M | $5.09M | $3.5M | $1.93M | $1.18M | $3.23M | $2.6M |
| Return on assets | 0.46% | 0.24% | 0.22% | 0.21% | 0.17% | 0.21% | 0.14% | 0.15% |
| Return on equity | 5.80% | 3.07% | 2.90% | 2.68% | 2.23% | 2.76% | 1.98% | 2.15% |
| Net interest margin | 2.48% | 2.36% | 2.09% | 2.05% | 2.01% | 1.94% | 1.85% | 1.83% |
| Efficiency ratio | 80.5% | 79.8% | 88.2% | 88.7% | 89.1% | 84.2% | 90.9% | 91.2% |
| Noncurrent loans | 0.24% | 0.25% | 0.15% | 0.18% | 0.14% | 0.13% | 0.10% | 0.10% |
| Net charge-off rate | 0.04% | 0.07% | 0.00% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% |
| Leverage (core capital) ratio | 9.55% | 9.56% | 9.50% | 9.60% | 9.41% | 9.28% | 8.85% | 8.80% |
| Total risk-based capital ratio | 13.02% | 13.80% | 14.42% | 14.65% | 14.60% | 14.45% | 14.45% | 14.73% |
Assets grew 8.7% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$1.82B96.2%
- Commercial and industrial loans$78.08M4.1%
- Consumer loans$11.06M0.6%
Find bank branches in Connecticut · Employees: 196
Frequently asked questions
- What is First County Bank's FDIC certificate number?
- First County Bank's FDIC certificate number is 18204.
- How big is First County Bank?
- First County Bank reported total assets of $2.42B and deposits of $1.92B as of Q2 2026.
- Is First County Bank FDIC insured?
- Yes. First County Bank has been insured by the FDIC since 07/01/1960. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026