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First Federal Savings and Loan Association of McMinnville
Mcminnville, OR · Savings and loan association
- Total assets
- $678.7M
- Q2 2026
- Deposits
- $578.1M
- Net income
- $1.64M
- first half of 2026
- Return on assets
- 0.49%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 29624
- Main office
- Mcminnville, OR
- Charter
- Savings and loan association
- Primary federal regulator
- Office of the Comptroller of the Currency (OCC)
- Established
- 01/01/1922
- FDIC insured since
- 08/09/1989
- U.S. offices
- 6
- Employees (full-time equivalent)
- 85
- Specialty
- Commercial Lending Specialization
- Website
- www.firstfedweb.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $678.7M | $679M | $669.4M | $667.9M | $659.5M | $668.1M | $643.8M | $639.4M |
| Deposits | $578.1M | $579.8M | $570.7M | $570.4M | $565.3M | $575.2M | $554.7M | $551.6M |
| Net loans and leases | $421.9M | $406.4M | $402.9M | $407.6M | $408.1M | $401.9M | $398.5M | $405.1M |
| Securities | $173.7M | $176.6M | $159.4M | $140.9M | $152.4M | $165M | $163.6M | $178.6M |
| Equity capital | $74.18M | $73.24M | $73.2M | $71.92M | $69.03M | $68.03M | $64.2M | $66.46M |
| Net income (year to date) | $1.64M | $740K | $2.31M | $1.55M | $974K | $396K | $1.54M | $982K |
| Return on assets | 0.49% | 0.44% | 0.35% | 0.31% | 0.30% | 0.24% | 0.24% | 0.21% |
| Return on equity | 4.47% | 4.04% | 3.33% | 3.03% | 2.90% | 2.40% | 2.47% | 2.11% |
| Net interest margin | 3.08% | 2.96% | 2.84% | 2.79% | 2.71% | 2.62% | 2.58% | 2.56% |
| Efficiency ratio | 78.2% | 81.8% | 84.5% | 85.7% | 85.8% | 88.5% | 88.7% | 90.0% |
| Noncurrent loans | 0.04% | 0.00% | 0.00% | 0.18% | 0.17% | 0.03% | 0.00% | 0.00% |
| Net charge-off rate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Leverage (core capital) ratio | 11.90% | 11.89% | 11.77% | 11.69% | 11.66% | 11.69% | 11.77% | 11.78% |
| Total risk-based capital ratio | 22.05% | 22.28% | 22.87% | 22.47% | 22.03% | 22.01% | 21.87% | 21.55% |
Assets grew 2.9% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$408.5M96.8%
- Commercial and industrial loans$9.4M2.2%
- Consumer loans$378K0.1%
Find bank branches in Oregon · Employees: 85
Frequently asked questions
- What is First Federal Savings and Loan Association of McMinnville's FDIC certificate number?
- First Federal Savings and Loan Association of McMinnville's FDIC certificate number is 29624.
- How big is First Federal Savings and Loan Association of McMinnville?
- First Federal Savings and Loan Association of McMinnville reported total assets of $678.7M and deposits of $578.1M as of Q2 2026.
- Is First Federal Savings and Loan Association of McMinnville FDIC insured?
- Yes. First Federal Savings and Loan Association of McMinnville has been insured by the FDIC since 08/09/1989. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026