Checked
Northeast Bank
Portland, ME · State-chartered bank (not a Fed member)
- Total assets
- $5.23B
- Q2 2026
- Deposits
- $3.73B
- Net income
- $64.19M
- first half of 2026
- Return on assets
- 2.53%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 19690
- Main office
- Portland, ME
- Charter
- State-chartered bank (not a Fed member)
- Primary federal regulator
- Federal Deposit Insurance Corporation (FDIC)
- Established
- 02/05/1872
- FDIC insured since
- 03/16/1967
- U.S. offices
- 9
- Employees (full-time equivalent)
- 230
- Specialty
- Commercial Lending Specialization
- Website
- www.northeastbank.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $5.23B | $5.03B | $4.95B | $4.17B | $4.28B | $4.23B | $4.08B | $3.94B |
| Deposits | $3.73B | $3.7B | $3.86B | $3.3B | $3.41B | $3.33B | $3.18B | $3.16B |
| Net loans and leases | $4.53B | $4.5B | $4.37B | $3.72B | $3.74B | $3.75B | $3.58B | $3.48B |
| Securities | $95.61M | $10.35M | $10.54M | $13.67M | $20.79M | $26.88M | $32.9M | $42.24M |
| Equity capital | $603.9M | $567.7M | $536M | $513.6M | $494.3M | $467.5M | $444.1M | $392.6M |
| Net income (year to date) | $64.19M | $29.85M | $87.18M | $66.44M | $43.9M | $18.68M | $68.55M | $46.11M |
| Return on assets | 2.53% | 2.39% | 2.01% | 2.11% | 2.09% | 1.80% | 2.00% | 1.89% |
| Return on equity | 22.56% | 21.64% | 17.75% | 18.46% | 18.73% | 16.39% | 18.11% | 16.98% |
| Net interest margin | 5.01% | 5.18% | 4.65% | 4.84% | 4.89% | 4.54% | 4.88% | 4.80% |
| Efficiency ratio | 35.7% | 35.5% | 38.3% | 37.6% | 36.1% | 38.1% | 40.0% | 42.3% |
| Noncurrent loans | 0.56% | 0.67% | 0.81% | 0.91% | 0.94% | 0.86% | 0.84% | 1.07% |
| Net charge-off rate | 0.23% | 0.30% | 0.22% | 0.20% | 0.14% | 0.22% | 0.20% | 0.24% |
| Leverage (core capital) ratio | 11.90% | 11.40% | 12.19% | 12.22% | 11.64% | 11.46% | 11.16% | 12.06% |
| Total risk-based capital ratio | 14.71% | 14.20% | 13.73% | 15.11% | 14.70% | 13.98% | 13.91% | 12.70% |
Assets grew 22.2% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$3.45B76.2%
- Commercial and industrial loans$246.5M5.4%
- Consumer loans$92K0.0%
Find bank branches in Maine · Employees: 230
Frequently asked questions
- What is Northeast Bank's FDIC certificate number?
- Northeast Bank's FDIC certificate number is 19690.
- How big is Northeast Bank?
- Northeast Bank reported total assets of $5.23B and deposits of $3.73B as of Q2 2026.
- Is Northeast Bank FDIC insured?
- Yes. Northeast Bank has been insured by the FDIC since 03/16/1967. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026