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Oregon Pacific Banking Company dba Oregon Pacific Bank
Florence, OR · State-chartered bank (Fed member) · Part of Oregon Pacific Bcorp
- Total assets
- $825.4M
- Q2 2026
- Deposits
- $723.8M
- Net income
- $5.54M
- first half of 2026
- Return on assets
- 1.35%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 23007
- Main office
- Florence, OR
- Holding company
- Oregon Pacific Bcorp
- Charter
- State-chartered bank (Fed member)
- Primary federal regulator
- Federal Reserve
- Established
- 12/17/1979
- FDIC insured since
- 12/17/1979
- U.S. offices
- 7
- Employees (full-time equivalent)
- 146
- Specialty
- Commercial Lending Specialization
- Website
- www.oregonpacificbank.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $825.4M | $821M | $811.8M | $837.4M | $805M | $797.5M | $776.3M | $795.1M |
| Deposits | $723.8M | $718.7M | $709M | $735.7M | $704.8M | $698.9M | $680M | $698.8M |
| Net loans and leases | $601.7M | $590.6M | $591.4M | $586.8M | $584.4M | $575.5M | $564.2M | $558.1M |
| Securities | $141.5M | $145.7M | $155.2M | $162M | $142.4M | $145.6M | $155.3M | $163.3M |
| Equity capital | $87.14M | $87.11M | $87.54M | $86.69M | $85.57M | $83.94M | $81.21M | $80.83M |
| Net income (year to date) | $5.54M | $2.61M | $9.34M | $6.49M | $4.11M | $1.92M | $8.33M | $5.92M |
| Return on assets | 1.35% | 1.28% | 1.16% | 1.08% | 1.04% | 0.97% | 1.07% | 1.01% |
| Return on equity | 12.70% | 11.94% | 10.98% | 10.26% | 9.83% | 9.28% | 10.78% | 10.35% |
| Net interest margin | 4.29% | 4.25% | 4.03% | 3.94% | 3.87% | 3.79% | 3.81% | 3.77% |
| Efficiency ratio | 64.3% | 66.0% | 65.6% | 67.6% | 70.5% | 73.3% | 68.5% | 69.5% |
| Noncurrent loans | 0.39% | 0.40% | 0.44% | 0.09% | 0.08% | 0.14% | 0.14% | 0.05% |
| Net charge-off rate | 0.08% | 0.16% | 0.03% | 0.04% | 0.06% | 0.00% | -0.02% | -0.02% |
| Leverage (core capital) ratio | 11.18% | 11.16% | 10.96% | 10.99% | 11.52% | 11.40% | 11.19% | 10.96% |
| Total risk-based capital ratio | 15.67% | 15.90% | 15.94% | 15.91% | 16.07% | 16.10% | 16.11% | 15.90% |
Assets grew 2.5% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$515.2M85.6%
- Commercial and industrial loans$90.9M15.1%
- Consumer loans$663K0.1%
Find bank branches in Oregon · Employees: 146
Frequently asked questions
- What is Oregon Pacific Banking Company dba Oregon Pacific Bank's FDIC certificate number?
- Oregon Pacific Banking Company dba Oregon Pacific Bank's FDIC certificate number is 23007.
- How big is Oregon Pacific Banking Company dba Oregon Pacific Bank?
- Oregon Pacific Banking Company dba Oregon Pacific Bank reported total assets of $825.4M and deposits of $723.8M as of Q2 2026.
- Is Oregon Pacific Banking Company dba Oregon Pacific Bank FDIC insured?
- Yes. Oregon Pacific Banking Company dba Oregon Pacific Bank has been insured by the FDIC since 12/17/1979. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026