Checked
Pentucket Bank
Haverhill, MA · Part of River Run Bcorp MHC
- Total assets
- $1.12B
- Q2 2026
- Deposits
- $877.9M
- Net income
- $4.13M
- first half of 2026
- Return on assets
- 0.74%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 90208
- Main office
- Haverhill, MA
- Holding company
- River Run Bcorp MHC
- Primary federal regulator
- Federal Deposit Insurance Corporation (FDIC)
- Established
- 01/01/1891
- FDIC insured since
- 10/08/1985
- U.S. offices
- 6
- Employees (full-time equivalent)
- 116
- Specialty
- Commercial Lending Specialization
- Website
- www.pentucketbank.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $1.12B | $1.11B | $1.11B | $1.11B | $1.08B | $1.08B | $1.08B | $1.08B |
| Deposits | $877.9M | $877.9M | $880.2M | $874.8M | $859.3M | $856.8M | $838.5M | $834.5M |
| Net loans and leases | $890.4M | $888.7M | $888.9M | $884.3M | $858.9M | $856.8M | $858.8M | $853.4M |
| Securities | $145.5M | $143.1M | $139.8M | $142.5M | $140.4M | $134.8M | $133M | $138.2M |
| Equity capital | $119.8M | $116.7M | $115.4M | $112.5M | $109.8M | $108.2M | $106.5M | $108.7M |
| Net income (year to date) | $4.13M | $1.04M | $3.83M | $2.84M | $1.5M | $105K | $3.39M | $3.09M |
| Return on assets | 0.74% | 0.37% | 0.35% | 0.35% | 0.28% | 0.04% | 0.32% | 0.39% |
| Return on equity | 7.04% | 3.57% | 3.47% | 3.46% | 2.77% | 0.39% | 3.22% | 3.92% |
| Net interest margin | 2.77% | 2.71% | 2.60% | 2.55% | 2.49% | 2.40% | 2.39% | 2.39% |
| Efficiency ratio | 84.4% | 89.4% | 89.7% | 90.1% | 91.8% | 95.3% | 90.8% | 91.6% |
| Noncurrent loans | 0.80% | 0.75% | 0.72% | 0.70% | 0.78% | 0.88% | 0.74% | 0.69% |
| Net charge-off rate | 0.04% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.00% | 0.00% |
| Leverage (core capital) ratio | 11.67% | 11.44% | 11.29% | 11.37% | 11.34% | 11.31% | 11.34% | 11.40% |
| Total risk-based capital ratio | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Assets grew 3.4% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$830.8M93.3%
- Commercial and industrial loans$56.11M6.3%
- Consumer loans$3.03M0.3%
Find bank branches in Massachusetts · Employees: 116
Frequently asked questions
- What is Pentucket Bank's FDIC certificate number?
- Pentucket Bank's FDIC certificate number is 90208.
- How big is Pentucket Bank?
- Pentucket Bank reported total assets of $1.12B and deposits of $877.9M as of Q2 2026.
- Is Pentucket Bank FDIC insured?
- Yes. Pentucket Bank has been insured by the FDIC since 10/08/1985. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026