Checked
Pibank, National Association
Miami, FL · National bank
- Total assets
- $2.37B
- Q2 2026
- Deposits
- $2.11B
- Net income
- -$4.86M
- first half of 2026
- Return on assets
- -0.49%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 25258
- Main office
- Miami, FL
- Charter
- National bank
- Primary federal regulator
- Office of the Comptroller of the Currency (OCC)
- Established
- 07/02/1984
- FDIC insured since
- 07/02/1984
- U.S. offices
- 2
- Employees (full-time equivalent)
- 130
- Specialty
- Commercial Lending Specialization
- Website
- www.pibank.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.37B | $2.03B | $1.61B | $1.33B | $1.27B | $1.21B | $1.06B | $682.6M |
| Deposits | $2.11B | $1.81B | $1.39B | $1.15B | $1.09B | $983M | $933.8M | $540M |
| Net loans and leases | $1.13B | $918.9M | $841.2M | $678.2M | $638.8M | $573M | $532M | $466.3M |
| Securities | $1.11B | $966.5M | $584.4M | $556.3M | $560.8M | $561.6M | $394.9M | $174.4M |
| Equity capital | $212.2M | $175.2M | $144.3M | $129.7M | $112.9M | $114.9M | $82.13M | $55.8M |
| Net income (year to date) | -$4.86M | -$2.15M | -$10.43M | -$4.86M | -$3.62M | -$2.34M | -$8.67M | -$7.58M |
| Return on assets | -0.49% | -0.47% | -0.80% | -0.53% | -0.61% | -0.82% | -1.23% | -1.65% |
| Return on equity | -5.49% | -5.38% | -8.93% | -5.90% | -7.01% | -9.52% | -15.64% | -20.75% |
| Net interest margin | 1.80% | 1.84% | 2.13% | 2.19% | 2.13% | 2.04% | 2.15% | 2.24% |
| Efficiency ratio | 116.9% | 123.4% | 138.2% | 126.3% | 130.8% | 137.7% | 160.8% | 162.1% |
| Noncurrent loans | 0.13% | 0.05% | 0.09% | 0.03% | 0.00% | 0.05% | 0.08% | 0.71% |
| Net charge-off rate | 0.05% | 0.11% | -0.01% | 0.00% | 0.00% | 0.00% | 0.03% | 0.00% |
| Leverage (core capital) ratio | 9.71% | 9.84% | 10.35% | 10.05% | 9.56% | 10.45% | 9.82% | 9.99% |
| Total risk-based capital ratio | 18.52% | 18.52% | 17.69% | 19.89% | 18.85% | 20.30% | 16.87% | 15.25% |
Assets grew 86.2% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$824.8M73.3%
- Commercial and industrial loans$314.5M27.9%
- Consumer loans$2.47M0.2%
Find bank branches in Florida · Employees: 130
Frequently asked questions
- What is Pibank, National Association's FDIC certificate number?
- Pibank, National Association's FDIC certificate number is 25258.
- How big is Pibank, National Association?
- Pibank, National Association reported total assets of $2.37B and deposits of $2.11B as of Q2 2026.
- Is Pibank, National Association FDIC insured?
- Yes. Pibank, National Association has been insured by the FDIC since 07/02/1984. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026