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PNC Bank, National Association
Wilmington, DE · National bank · Part of PNC Finl Services Group Inc
- Total assets
- $609.8B
- Q2 2026
- Deposits
- $457.8B
- Net income
- $3.95B
- first half of 2026
- Return on assets
- 1.32%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 6384
- Main office
- Wilmington, DE
- Holding company
- PNC Finl Services Group Inc
- Charter
- National bank
- Primary federal regulator
- Office of the Comptroller of the Currency (OCC)
- Established
- 01/01/1804
- FDIC insured since
- 01/01/1934
- U.S. offices
- 2,413
- Employees (full-time equivalent)
- 56,903
- Specialty
- Commercial Lending Specialization
- Website
- www.pnc.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $609.8B | $567.9B | $568.3B | $564B | $554.6B | $549.3B | $556.1B | $559.7B |
| Deposits | $457.8B | $441.5B | $450.7B | $439.7B | $433B | $429.5B | $433.6B | $430.3B |
| Net loans and leases | $364.9B | $342.4B | $329B | $323.3B | $323.7B | $315.6B | $312.9B | $317.6B |
| Securities | $150.7B | $137.8B | $139B | $142.2B | $142.9B | $138.3B | $140.3B | $144.7B |
| Equity capital | $63.18B | $59.44B | $59.44B | $57.91B | $56.65B | $55.39B | $53.45B | $54.27B |
| Net income (year to date) | $3.95B | $1.87B | $7.23B | $5.17B | $3.32B | $1.61B | $6.2B | $4.54B |
| Return on assets | 1.32% | 1.32% | 1.30% | 1.24% | 1.20% | 1.16% | 1.11% | 1.09% |
| Return on equity | 12.59% | 12.59% | 12.79% | 12.34% | 12.02% | 11.82% | 11.95% | 11.76% |
| Net interest margin | 3.15% | 3.09% | 3.03% | 3.01% | 2.99% | 2.97% | 2.86% | 2.82% |
| Efficiency ratio | 59.2% | 57.2% | 57.5% | 57.6% | 58.3% | 59.3% | 59.0% | 58.3% |
| Noncurrent loans | 0.75% | 0.84% | 0.90% | 0.85% | 0.86% | 0.95% | 1.06% | 1.11% |
| Net charge-off rate | 0.24% | 0.24% | 0.23% | 0.24% | 0.25% | 0.26% | 0.32% | 0.33% |
| Leverage (core capital) ratio | 8.98% | 9.39% | 9.27% | 9.17% | 9.21% | 9.15% | 8.94% | 8.75% |
| Total risk-based capital ratio | 12.82% | 13.34% | 13.32% | 13.45% | 13.41% | 13.48% | 13.36% | 13.26% |
Assets grew 10.0% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$123.3B33.8%
- Commercial and industrial loans$116.6B31.9%
- Consumer loans$25.34B6.9%
Find bank branches in Delaware · Employees: 56,903
Frequently asked questions
- What is PNC Bank, National Association's FDIC certificate number?
- PNC Bank, National Association's FDIC certificate number is 6384.
- How big is PNC Bank, National Association?
- PNC Bank, National Association reported total assets of $609.8B and deposits of $457.8B as of Q2 2026.
- Is PNC Bank, National Association FDIC insured?
- Yes. PNC Bank, National Association has been insured by the FDIC since 01/01/1934. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026