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Primis Bank
Tappahannock, VA · State-chartered bank (Fed member) · Part of Primis Financial Corp
- Total assets
- $4.34B
- Q2 2026
- Deposits
- $3.46B
- Net income
- $21.5M
- first half of 2026
- Return on assets
- 1.02%
- Annualized
SEC company page: Primis Financial Corp. (FRST) · financials and records from other agencies
Bank details
As reported to the FDIC
- FDIC certificate
- 57968
- Main office
- Tappahannock, VA
- Holding company
- Primis Financial Corp
- Charter
- State-chartered bank (Fed member)
- Primary federal regulator
- Federal Reserve
- Established
- 04/14/2005
- FDIC insured since
- 04/14/2005
- U.S. offices
- 28
- Employees (full-time equivalent)
- 601
- Specialty
- Commercial Lending Specialization
- Website
- www.primisbank.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $4.34B | $4.24B | $4.03B | $3.94B | $3.83B | $3.67B | $3.68B | $4.02B |
| Deposits | $3.46B | $3.43B | $3.43B | $3.37B | $3.36B | $3.19B | $3.21B | $3.33B |
| Net loans and leases | $3.65B | $3.57B | $3.4B | $3.36B | $3.21B | $3.07B | $3.08B | $3.38B |
| Securities | $174.9M | $178.7M | $178.4M | $243.2M | $250.9M | $250.8M | $245.4M | $252.3M |
| Equity capital | $478.2M | $472.1M | $468.1M | $428.7M | $419.4M | $419.9M | $411.2M | $456.4M |
| Net income (year to date) | $21.5M | $9.79M | $43.29M | $10.86M | $2.86M | $5.04M | -$7.81M | $13.21M |
| Return on assets | 1.02% | 0.95% | 1.13% | 0.38% | 0.15% | 0.55% | -0.20% | 0.45% |
| Return on equity | 9.10% | 8.33% | 10.08% | 3.45% | 1.37% | 4.85% | -1.78% | 3.95% |
| Net interest margin | 3.61% | 3.58% | 3.37% | 3.28% | 3.20% | 3.33% | 3.12% | 3.08% |
| Efficiency ratio | 68.0% | 70.6% | 60.8% | 78.6% | 80.2% | 76.5% | 73.3% | 70.2% |
| Noncurrent loans | 1.85% | 2.80% | 2.54% | 2.58% | 2.44% | 0.48% | 0.54% | 0.48% |
| Net charge-off rate | 0.39% | 0.12% | 0.62% | 0.78% | 1.11% | 1.45% | 1.49% | 0.72% |
| Leverage (core capital) ratio | 9.51% | 9.69% | 9.74% | 9.34% | 9.32% | 9.72% | 9.10% | 9.72% |
| Total risk-based capital ratio | 11.88% | 11.76% | 11.99% | 11.39% | 11.62% | 12.22% | 12.04% | 11.62% |
Assets grew 13.1% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$2.2B60.2%
- Commercial and industrial loans$577.8M15.8%
- Consumer loans$268.8M7.4%
Find bank branches in Virginia · Employees: 601
Frequently asked questions
- What is Primis Bank's FDIC certificate number?
- Primis Bank's FDIC certificate number is 57968.
- How big is Primis Bank?
- Primis Bank reported total assets of $4.34B and deposits of $3.46B as of Q2 2026.
- Is Primis Bank FDIC insured?
- Yes. Primis Bank has been insured by the FDIC since 04/14/2005. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026