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Starion Bank
Bismarck, ND · State-chartered bank (not a Fed member) · Part of Starion Bcorp
- Total assets
- $2.1B
- Q2 2026
- Deposits
- $1.82B
- Net income
- $11.96M
- first half of 2026
- Return on assets
- 1.14%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 33758
- Main office
- Bismarck, ND
- Holding company
- Starion Bcorp
- Charter
- State-chartered bank (not a Fed member)
- Primary federal regulator
- Federal Deposit Insurance Corporation (FDIC)
- Established
- 01/01/1993
- FDIC insured since
- 01/01/1993
- U.S. offices
- 16
- Employees (full-time equivalent)
- 238
- Specialty
- Commercial Lending Specialization
- Website
- WWW.STARIONBANK.COM
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.1B | $2.14B | $2.06B | $1.99B | $2.08B | $2.18B | $2.02B | $1.85B |
| Deposits | $1.82B | $1.85B | $1.78B | $1.71B | $1.76B | $1.83B | $1.68B | $1.51B |
| Net loans and leases | $1.26B | $1.28B | $1.25B | $1.2B | $1.2B | $1.2B | $1.2B | $1.21B |
| Securities | $572M | $542.1M | $531.2M | $542.4M | $545.8M | $544.8M | $540.1M | $543M |
| Equity capital | $176.1M | $176.5M | $172.5M | $165.7M | $151.9M | $148.1M | $137.5M | $147.3M |
| Net income (year to date) | $11.96M | $5.8M | $16.57M | $13.52M | $9.06M | $4.04M | $7.09M | $4.9M |
| Return on assets | 1.14% | 1.10% | 0.80% | 0.87% | 0.87% | 0.77% | 0.37% | 0.35% |
| Return on equity | 13.67% | 13.30% | 10.68% | 11.96% | 12.43% | 11.33% | 5.22% | 4.82% |
| Net interest margin | 2.95% | 2.89% | 2.54% | 2.50% | 2.40% | 2.28% | 2.06% | 2.02% |
| Efficiency ratio | 65.4% | 65.5% | 69.0% | 68.2% | 68.6% | 70.2% | 82.7% | 83.4% |
| Noncurrent loans | 1.47% | 0.99% | 0.91% | 0.18% | 0.23% | 0.33% | 0.36% | 0.32% |
| Net charge-off rate | 0.00% | -0.06% | 0.00% | 0.08% | 0.00% | -0.02% | 0.12% | 0.07% |
| Leverage (core capital) ratio | 9.45% | 9.48% | 9.42% | 9.47% | 8.83% | 9.10% | 9.38% | 9.74% |
| Total risk-based capital ratio | 15.28% | 15.11% | 15.03% | 15.07% | 14.99% | 14.94% | 14.51% | 14.43% |
Assets grew 0.6% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$904.3M71.5%
- Commercial and industrial loans$175M13.8%
- Consumer loans$22.56M1.8%
Find bank branches in North Dakota · Employees: 238
Frequently asked questions
- What is Starion Bank's FDIC certificate number?
- Starion Bank's FDIC certificate number is 33758.
- How big is Starion Bank?
- Starion Bank reported total assets of $2.1B and deposits of $1.82B as of Q2 2026.
- Is Starion Bank FDIC insured?
- Yes. Starion Bank has been insured by the FDIC since 01/01/1993. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026