Checked
Third Federal Savings and Loan Association of Cleveland
Cleveland, OH · Savings bank · Part of Third FS & La of Cleveland MHC
- Total assets
- $18.06B
- Q2 2026
- Deposits
- $10.18B
- Net income
- $53.44M
- first half of 2026
- Return on assets
- 0.60%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 30012
- Main office
- Cleveland, OH
- Holding company
- Third FS & La of Cleveland MHC
- Charter
- Savings bank
- Primary federal regulator
- Office of the Comptroller of the Currency (OCC)
- Established
- 08/04/1938
- FDIC insured since
- 08/09/1989
- U.S. offices
- 35
- Employees (full-time equivalent)
- 992
- Specialty
- Mortgage Lending Specialization
- Website
- www.thirdfederal.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $18.06B | $17.47B | $17.49B | $17.44B | $17.36B | $17.1B | $17.05B | $17.08B |
| Deposits | $10.18B | $10.3B | $10.54B | $10.58B | $10.49B | $10.51B | $10.37B | $10.32B |
| Net loans and leases | $16.2B | $15.75B | $15.76B | $15.72B | $15.63B | $15.37B | $15.34B | $15.34B |
| Securities | $478.4M | $450.7M | $450.5M | $516.7M | $521.3M | $530.1M | $503.9M | $522.4M |
| Equity capital | $1.79B | $1.74B | $1.7B | $1.74B | $1.72B | $1.72B | $1.72B | $1.69B |
| Net income (year to date) | $53.44M | $23.17M | $88.7M | $66.81M | $41.21M | $20.38M | $76.81M | $55.1M |
| Return on assets | 0.60% | 0.53% | 0.51% | 0.52% | 0.48% | 0.48% | 0.45% | 0.43% |
| Return on equity | 6.13% | 5.38% | 5.16% | 5.16% | 4.80% | 4.75% | 4.51% | 4.32% |
| Net interest margin | 1.85% | 1.82% | 1.79% | 1.78% | 1.75% | 1.73% | 1.66% | 1.66% |
| Efficiency ratio | 60.5% | 62.7% | 63.1% | 62.0% | 63.6% | 63.4% | 66.2% | 67.1% |
| Noncurrent loans | 0.25% | 0.24% | 0.25% | 0.25% | 0.24% | 0.24% | 0.24% | 0.22% |
| Net charge-off rate | -0.02% | -0.02% | -0.02% | -0.02% | -0.02% | -0.02% | -0.03% | -0.03% |
| Leverage (core capital) ratio | 9.99% | 9.94% | 9.81% | 10.11% | 10.10% | 10.04% | 9.96% | 10.11% |
| Total risk-based capital ratio | 16.65% | 16.85% | 16.79% | 17.40% | 17.37% | 17.58% | 17.59% | 17.91% |
Assets grew 4.0% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$16.26B100.4%
- Commercial and industrial loans$00.0%
- Consumer loans$7.42M0.0%
Find bank branches in Ohio · Employees: 992
Frequently asked questions
- What is Third Federal Savings and Loan Association of Cleveland's FDIC certificate number?
- Third Federal Savings and Loan Association of Cleveland's FDIC certificate number is 30012.
- How big is Third Federal Savings and Loan Association of Cleveland?
- Third Federal Savings and Loan Association of Cleveland reported total assets of $18.06B and deposits of $10.18B as of Q2 2026.
- Is Third Federal Savings and Loan Association of Cleveland FDIC insured?
- Yes. Third Federal Savings and Loan Association of Cleveland has been insured by the FDIC since 08/09/1989. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026