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Wells Fargo Bank, National Association
Sioux Falls, SD · National bank · Part of Wells Fargo & Company
- Total assets
- $1.91T
- Q2 2026
- Deposits
- $1.56T
- Net income
- $12.81B
- first half of 2026
- Return on assets
- 1.38%
- Annualized
SEC company page: Wells Fargo & Company (WFC) · financials and records from other agencies
Bank details
As reported to the FDIC
- FDIC certificate
- 3511
- Main office
- Sioux Falls, SD
- Holding company
- Wells Fargo & Company
- Charter
- National bank
- Primary federal regulator
- Office of the Comptroller of the Currency (OCC)
- Established
- 01/01/1870
- FDIC insured since
- 01/01/1934
- U.S. offices
- 4,161
- Employees (full-time equivalent)
- 174,186
- Specialty
- All Other Over 1 Billion
- Website
- www.wellsfargo.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $1.91T | $1.85T | $1.82T | $1.77T | $1.75T | $1.71T | $1.71T | $1.7T |
| Deposits | $1.56T | $1.52T | $1.48T | $1.42T | $1.4T | $1.42T | $1.44T | $1.42T |
| Net loans and leases | $983.9B | $971.6B | $939.3B | $898.6B | $880.7B | $868B | $865.3B | $863.6B |
| Securities | $442.3B | $420.3B | $414.9B | $414.3B | $399.8B | $396.9B | $391.5B | $402.7B |
| Equity capital | $169.5B | $173B | $173.8B | $172.7B | $171.7B | $168.2B | $166.2B | $170.3B |
| Net income (year to date) | $12.81B | $5.96B | $24.64B | $18.4B | $12.33B | $5.54B | $22.63B | $17B |
| Return on assets | 1.38% | 1.30% | 1.41% | 1.42% | 1.43% | 1.30% | 1.32% | 1.32% |
| Return on equity | 14.88% | 13.75% | 14.45% | 14.46% | 14.62% | 13.26% | 13.66% | 13.69% |
| Net interest margin | 3.13% | 3.14% | 3.29% | 3.30% | 3.29% | 3.28% | 3.37% | 3.34% |
| Efficiency ratio | 54.8% | 56.7% | 55.4% | 55.8% | 55.8% | 58.0% | 56.9% | 56.4% |
| Noncurrent loans | 1.06% | 1.20% | 1.22% | 1.23% | 1.35% | 1.39% | 1.45% | 1.42% |
| Net charge-off rate | 0.40% | 0.45% | 0.44% | 0.44% | 0.45% | 0.46% | 0.54% | 0.53% |
| Leverage (core capital) ratio | 8.02% | 8.40% | 8.69% | 8.70% | 8.93% | 8.84% | 8.72% | 8.90% |
| Total risk-based capital ratio | 13.50% | 14.06% | 14.31% | 14.63% | 14.76% | 15.16% | 15.09% | 15.34% |
Assets grew 9.2% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$360.3B36.6%
- Commercial and industrial loans$200.2B20.4%
- Consumer loans$121.2B12.3%
Find bank branches in South Dakota · Employees: 174,186
Frequently asked questions
- What is Wells Fargo Bank, National Association's FDIC certificate number?
- Wells Fargo Bank, National Association's FDIC certificate number is 3511.
- How big is Wells Fargo Bank, National Association?
- Wells Fargo Bank, National Association reported total assets of $1.91T and deposits of $1.56T as of Q2 2026.
- Is Wells Fargo Bank, National Association FDIC insured?
- Yes. Wells Fargo Bank, National Association has been insured by the FDIC since 01/01/1934. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026