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Lakeland Financial Corp
Nasdaq: LKFN · State Commercial Banks · Warsaw, IN
- Revenue
- $373.7M
- +0.2% vs. prior year
- Net income
- $103.4M
- 27.7% net margin
- Total assets
- $6.99B
- Diluted EPS
- $4.01
Company details
As reported to the SEC
- SEC CIK
- 721994
- Stock
- Nasdaq: LKFN
- Industry (SIC)
- State Commercial Banks (6022)
- Headquarters
- 202 E Center St, PO Box 1387, Warsaw, IN 46581
- Incorporated in
- Indiana
- Fiscal year end (SEC record)
- December 31
- Filer status
- Large accelerated filer
- Phone
- (574) 267-6144
- Employer ID (EIN)
- 35-1559596
- Last annual report
- 02/25/2026
- Last quarterly report
- 08/05/2026
Annual financials
U.S. dollars, as tagged in each annual report's XBRL data. Later restatements replace earlier numbers. Select a date to open the filing.
| Fiscal year ended | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 |
|---|---|---|---|---|---|
| Revenue | $373.7M | $373.2M | $343.3M | $239.6M | $193.2M |
| Net income | $103.4M | $93.48M | $93.77M | $103.8M | $95.73M |
| Diluted earnings per share | $4.01 | $3.63 | $3.65 | $4.04 | $3.74 |
| Total assets | $6.99B | $6.68B | $6.52B | $6.43B | $6.56B |
| Total liabilities | $6.23B | $5.99B | $5.87B | $5.86B | $5.85B |
| Shareholders' equity | $762.4M | $683.8M | $649.7M | $568.8M | $704.8M |
| Cash and cash equivalents | $141.3M | $168.2M | $151.8M | $130.3M | $683.2M |
| Long-term debt | Not reported | Not reported | $50M | $297M | $75M |
| Cash from operations | $114.9M | $102.5M | $114M | $169.3M | $113.8M |
| Capital expenditures | $11.12M | $8.63M | $5.99M | $4.82M | $6.17M |
Federal and state records filed under the name Lakeland Financial Corp
Matched by the company name and by the subsidiary names it lists in SEC filings and other public records, after removing endings like Inc., Corp. and Holdings. Records marked Subsidiary were filed under a subsidiary name. A subsidiary that is not listed in those records is not included, and an unrelated business with the same name can appear.
Banks owned
FDIC-insured banks that list this company as their holding company
| Bank | Total assets |
|---|---|
| Lake City BankWarsaw, IN | $7.24B |
Subsidiaries
1 company that Lakeland Financial Corp owns or controls, as listed in its SEC annual report (Exhibit 21), GLEIF ownership records or USAspending
| Subsidiary | Listed in |
|---|---|
| LCB Funding, Inc., a subsidiary of LCB Investments II, Inc. incorporated under the laws of Maryland to operate as a real estate investment trust. | SEC 10-K |
Recent filings
106 recent filings on record; insider ownership forms (3, 4, 5 and 144) are not listed here
Swipe the table sideways to see more columns.
76 insider ownership reports (Forms 3, 4, 5 and 144) were filed about Lakeland Financial Corp in the last 12 months. They list trades by officers, directors and large holders; see them on SEC EDGAR.
Other state commercial banks
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| Company | Headquarters | Revenue | Net income |
|---|---|---|---|
| Bank of New York Mellon CorpBNY | New York, NY | $20.08B | $5.55B |
| State Street CorpSTT | Boston, MA | $13.94B | $2.94B |
| Fifth Third BancorpFITB | Cincinnati, OH | $9.9B | $2.52B |
| First Citizens Bancshares IncFCNCA | Raleigh, NC | $9.54B | $2.21B |
| Citizens Financial Group IncCFG | Providence, RI | $8.25B | $1.83B |
| Northern Trust CorpNTRS | Chicago, IL | $8.09B | $1.74B |
| Ally Financial Inc.ALLY | Detroit, MI | $7.91B | $852M |
| East West Bancorp IncEWBC | Pasadena, CA | $4.29B | $1.33B |
Profile refreshed Oct 26, 2026; financials refreshed Oct 22, 2026.
Frequently asked questions
- What is Lakeland Financial Corp's CIK number?
- Lakeland Financial Corp's SEC Central Index Key (CIK) is 721994.
- What is Lakeland Financial Corp's stock ticker?
- Lakeland Financial Corp trades as Nasdaq: LKFN.
- What was Lakeland Financial Corp's revenue?
- Lakeland Financial Corp reported revenue of $373.7M for the fiscal year ended Dec 31, 2025, +0.2% from the year before.
- When does Lakeland Financial Corp's fiscal year end?
- Lakeland Financial Corp's fiscal year end on file with the SEC is December 31; its most recent fiscal year ended Dec 31, 2025.
- Where is Lakeland Financial Corp headquartered?
- Lakeland Financial Corp's principal executive office on file with the SEC is in Warsaw, IN.
- What companies does Lakeland Financial Corp own?
- Lakeland Financial Corp lists 1 subsidiary in its SEC filings and other public records, including LCB Funding, Inc., a subsidiary of LCB Investments II, Inc. incorporated under the laws of Maryland to operate as a real estate investment trust.
Source: U.S. Securities and Exchange Commission, EDGAR submissions and XBRL company facts · Last updated 10/26/2026