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Peoples Financial Corp
OTC: PFBX · State Commercial Banks · Biloxi, MS
- Net income
- $3.91M
- Total assets
- $727.1M
- Diluted EPS
- $0.85
Company details
As reported to the SEC
- SEC CIK
- 770460
- Stock
- OTC: PFBX
- Industry (SIC)
- State Commercial Banks (6022)
- Headquarters
- 152 Lameuse Street, PO Box 529, Biloxi, MS 39530
- Incorporated in
- Mississippi
- Fiscal year end (SEC record)
- December 31
- Filer status
- Non-accelerated filer, Smaller reporting company
- Phone
- (228) 435-5511
- Employer ID (EIN)
- 64-0709834
- Last annual report
- 03/18/2026
- Last quarterly report
- 08/14/2026
Annual financials
U.S. dollars, as tagged in each annual report's XBRL data. Later restatements replace earlier numbers. Select a date to open the filing.
| Fiscal year ended | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 |
|---|---|---|---|---|---|
| Net income | $3.91M | $21.7M | $9.17M | $8.94M | $8.91M |
| Diluted earnings per share | $0.85 | $4.66 | $1.96 | $1.91 | $1.77 |
| Total assets | $727.1M | $831.8M | $797.7M | $861.6M | $819M |
| Total liabilities | $626.5M | $741.8M | $728.5M | $806.4M | $727.2M |
| Shareholders' equity | $100.7M | $90M | $69.28M | $55.11M | $91.73M |
| Cash and cash equivalents | $19.58M | $107.7M | $22.79M | $32.84M | $49.99M |
| Cash from operations | $4.5M | $6.03M | $9.05M | $7.91M | $4.58M |
| Capital expenditures | $302K | $977K | $2.54M | Not reported | $1.94M |
Federal and state records filed under the name Peoples Financial Corp
Matched by the company name and by the subsidiary names it lists in SEC filings and other public records, after removing endings like Inc., Corp. and Holdings. Records marked Subsidiary were filed under a subsidiary name. A subsidiary that is not listed in those records is not included, and an unrelated business with the same name can appear.
Banks owned
FDIC-insured banks that list this company as their holding company
| Bank | Total assets |
|---|---|
| The Peoples Bank, Biloxi, MississippiBiloxi, MS | $770.7M |
| The Peoples BankIva, SC | $446.7M |
| Peoples State Bank of ColfaxColfax, IL | $49.51M |
Recent filings
149 recent filings on record; insider ownership forms (3, 4, 5 and 144) are not listed here
Swipe the table sideways to see more columns.
| Form | Filed | Period |
|---|---|---|
| 10-QQuarterly report | 08/14/2026 | 06/30/2026 |
| SCHEDULE 13D/AOwnership report (5% holder, active, amended) | 08/04/2026 | None |
| 8-KResults of operations | 07/22/2026 | 07/22/2026 |
| 11-KAnnual report of an employee stock plan | 06/16/2026 | 12/31/2025 |
| 8-KResults of operations | 05/27/2026 | 05/27/2026 |
| 10-QQuarterly report | 05/12/2026 | 03/31/2026 |
| 8-KShareholder vote results | 04/27/2026 | 04/22/2026 |
| 8-KResults of operations | 04/22/2026 | 04/22/2026 |
| DFAN14ASEC filing | 03/24/2026 | None |
| DFRN14ASEC filing | 03/24/2026 | None |
| DEFC14ASEC filing | 03/18/2026 | None |
| ARSAnnual report to shareholders | 03/18/2026 | 12/31/2025 |
| 10-KAnnual report | 03/18/2026 | 12/31/2025 |
| SCHEDULE 13D/AOwnership report (5% holder, active, amended) | 03/10/2026 | None |
| DEFC14ASEC filing | 03/09/2026 | None |
| PREC14ASEC filing | 02/27/2026 | None |
| PREC14ASEC filing | 02/25/2026 | None |
| SCHEDULE 13G/AOwnership report (5% holder, passive, amended) | 02/09/2026 | None |
| 8-KResults of operations | 01/29/2026 | 01/28/2026 |
| DFAN14ASEC filing | 01/23/2026 | None |
46 insider ownership reports (Forms 3, 4, 5 and 144) were filed about Peoples Financial Corp in the last 12 months. They list trades by officers, directors and large holders; see them on SEC EDGAR.
Other state commercial banks
Swipe the table sideways to see more columns.
| Company | Headquarters | Revenue | Net income |
|---|---|---|---|
| Bank of New York Mellon CorpBNY | New York, NY | $20.08B | $5.55B |
| State Street CorpSTT | Boston, MA | $13.94B | $2.94B |
| Fifth Third BancorpFITB | Cincinnati, OH | $9.9B | $2.52B |
| First Citizens Bancshares IncFCNCA | Raleigh, NC | $9.54B | $2.21B |
| Citizens Financial Group IncCFG | Providence, RI | $8.25B | $1.83B |
| Northern Trust CorpNTRS | Chicago, IL | $8.09B | $1.74B |
| Ally Financial Inc.ALLY | Detroit, MI | $7.91B | $852M |
| East West Bancorp IncEWBC | Pasadena, CA | $4.29B | $1.33B |
Profile refreshed Oct 26, 2026; financials refreshed Oct 22, 2026.
Frequently asked questions
- What is Peoples Financial Corp's CIK number?
- Peoples Financial Corp's SEC Central Index Key (CIK) is 770460.
- What is Peoples Financial Corp's stock ticker?
- Peoples Financial Corp trades as OTC: PFBX.
- When does Peoples Financial Corp's fiscal year end?
- Peoples Financial Corp's fiscal year end on file with the SEC is December 31; its most recent fiscal year ended Dec 31, 2025.
- Where is Peoples Financial Corp headquartered?
- Peoples Financial Corp's principal executive office on file with the SEC is in Biloxi, MS.
Source: U.S. Securities and Exchange Commission, EDGAR submissions and XBRL company facts · Last updated 10/26/2026