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Quad City Bank and Trust Company
Bettendorf, IA · State-chartered bank (Fed member) · Part of QCR Holdings Inc
- Total assets
- $2.77B
- Q2 2026
- Deposits
- $2.39B
- Net income
- $21.46M
- first half of 2026
- Return on assets
- 1.50%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 33867
- Main office
- Bettendorf, IA
- Holding company
- QCR Holdings Inc
- Charter
- State-chartered bank (Fed member)
- Primary federal regulator
- Federal Reserve
- Established
- 01/07/1994
- FDIC insured since
- 01/07/1994
- U.S. offices
- 5
- Employees (full-time equivalent)
- 231
- Specialty
- Commercial Lending Specialization
- Website
- www.qcbt.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.77B | $3.09B | $2.69B | $2.78B | $2.65B | $2.76B | $2.57B | $2.53B |
| Deposits | $2.39B | $2.73B | $2.3B | $2.41B | $2.31B | $2.4B | $2.13B | $2.21B |
| Net loans and leases | $1.87B | $2.02B | $2B | $2.09B | $2.01B | $2.01B | $2.02B | $2.06B |
| Securities | $347.6M | $322.6M | $320.2M | $323.7M | $315.7M | $297.5M | $295.9M | $284.5M |
| Equity capital | $315.3M | $307.9M | $303.8M | $298.4M | $297.8M | $290M | $280.9M | $276.6M |
| Net income (year to date) | $21.46M | $9.67M | $34.88M | $25.16M | $16.78M | $8.54M | $22.43M | $15.37M |
| Return on assets | 1.50% | 1.34% | 1.30% | 1.25% | 1.26% | 1.28% | 0.89% | 0.81% |
| Return on equity | 13.89% | 12.65% | 11.86% | 11.49% | 11.59% | 11.97% | 8.30% | 7.67% |
| Net interest margin | 2.90% | 2.86% | 3.06% | 3.01% | 3.00% | 2.97% | 3.04% | 3.00% |
| Efficiency ratio | 53.4% | 54.0% | 55.3% | 55.0% | 54.3% | 54.5% | 61.5% | 62.5% |
| Noncurrent loans | 0.51% | 0.56% | 0.68% | 0.63% | 0.73% | 0.92% | 0.92% | 0.74% |
| Net charge-off rate | 0.50% | 0.54% | 0.59% | 0.63% | 0.68% | 0.46% | 0.45% | 0.46% |
| Leverage (core capital) ratio | 11.01% | 10.94% | 10.65% | 11.17% | 11.70% | 11.56% | 11.41% | 11.19% |
| Total risk-based capital ratio | 15.35% | 13.97% | 14.33% | 13.65% | 14.33% | 13.98% | 13.65% | 13.23% |
Assets grew 4.8% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$1.33B70.8%
- Commercial and industrial loans$352.7M18.8%
- Consumer loans$9.68M0.5%
Find bank branches in Iowa · Employees: 231
Frequently asked questions
- What is Quad City Bank and Trust Company's FDIC certificate number?
- Quad City Bank and Trust Company's FDIC certificate number is 33867.
- How big is Quad City Bank and Trust Company?
- Quad City Bank and Trust Company reported total assets of $2.77B and deposits of $2.39B as of Q2 2026.
- Is Quad City Bank and Trust Company FDIC insured?
- Yes. Quad City Bank and Trust Company has been insured by the FDIC since 01/07/1994. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026