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The Bank of New York Mellon
New York, NY · State-chartered bank (Fed member) · Part of Bank of NY Mellon Corp the
- Total assets
- $425.1B
- Q2 2026
- Deposits
- $372.6B
- Net income
- $2.89B
- first half of 2026
- Return on assets
- 1.36%
- Annualized
Bank details
As reported to the FDIC
- FDIC certificate
- 639
- Main office
- New York, NY
- Holding company
- Bank of NY Mellon Corp the
- Charter
- State-chartered bank (Fed member)
- Primary federal regulator
- Federal Reserve
- Established
- 01/01/1851
- FDIC insured since
- 01/01/1934
- U.S. offices
- 13
- Employees (full-time equivalent)
- 38,935
- Specialty
- International Specialization
- Website
- www.bny.com
Quarterly financials
From the bank's Call Reports. Income figures are year to date; ratios are annualized.
| Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $425.1B | $467.3B | $381B | $366.5B | $398.3B | $356.3B | $336B | $348.1B |
| Deposits | $372.6B | $419.7B | $332.4B | $318.1B | $348.1B | $310.8B | $291.4B | $300B |
| Net loans and leases | $46.46B | $60.24B | $40.48B | $37.4B | $35.21B | $35.73B | $36.81B | $36.04B |
| Securities | $155.5B | $155.4B | $150B | $149.3B | $146.8B | $145.1B | $136.4B | $141.7B |
| Equity capital | $29.44B | $29.1B | $29.82B | $29.26B | $30.92B | $29.67B | $27.96B | $28.58B |
| Net income (year to date) | $2.89B | $1.37B | $4.83B | $3.48B | $2.28B | $1.09B | $3.49B | $2.56B |
| Return on assets | 1.36% | 1.29% | 1.31% | 1.27% | 1.26% | 1.26% | 1.01% | 0.98% |
| Return on equity | 19.63% | 18.64% | 16.35% | 15.76% | 15.47% | 15.10% | 12.53% | 12.28% |
| Net interest margin | 1.47% | 1.43% | 1.53% | 1.50% | 1.48% | 1.53% | 1.38% | 1.32% |
| Efficiency ratio | 57.5% | 58.6% | 60.8% | 61.3% | 61.5% | 62.6% | 66.5% | 66.8% |
| Noncurrent loans | 0.04% | 0.09% | 0.32% | 0.40% | 0.79% | 0.57% | 0.46% | 0.55% |
| Net charge-off rate | -0.05% | -0.09% | 0.04% | 0.07% | 0.08% | 0.10% | 0.22% | 0.19% |
| Leverage (core capital) ratio | 6.20% | 6.12% | 6.46% | 6.49% | 6.88% | 6.96% | 6.31% | 6.65% |
| Total risk-based capital ratio | 14.76% | 14.59% | 16.56% | 16.47% | 17.63% | 17.41% | 16.27% | 16.99% |
Assets grew 6.7% from Q2 2025.
Loan mix
Share of gross loans, Q2 2026
- Real estate loans$7.09B15.3%
- Commercial and industrial loans$1.85B4.0%
- Consumer loans$00.0%
Find bank branches in New York · Employees: 38,935
Frequently asked questions
- What is The Bank of New York Mellon's FDIC certificate number?
- The Bank of New York Mellon's FDIC certificate number is 639.
- How big is The Bank of New York Mellon?
- The Bank of New York Mellon reported total assets of $425.1B and deposits of $372.6B as of Q2 2026.
- Is The Bank of New York Mellon FDIC insured?
- Yes. The Bank of New York Mellon has been insured by the FDIC since 01/01/1934. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Source: Federal Deposit Insurance Corporation, BankFind Suite (Call Report data) · Last updated 06/30/2026