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Happen, Inc.
Nasdaq: HAPN · Personal Credit Institutions · San Francisco, CA
- Revenue
- $998.8M
- +26.9% vs. prior year
- Net income
- $135.7M
- 13.6% net margin
- Total assets
- $11.57B
- Diluted EPS
- $1.16
Company details
As reported to the SEC
- SEC CIK
- 1409970
- Stock
- Nasdaq: HAPN
- Legal Entity Identifier (LEI)
- 8945009J1RQQBSQ5BP24
- Industry (SIC)
- Personal Credit Institutions (6141)
- Headquarters
- 88 Kearny St, Suite 600, San Francisco, CA 94108
- Incorporated in
- Delaware
- Fiscal year end (SEC record)
- December 31
- Filer status
- Large accelerated filer
- Phone
- (415) 930-7440
- Last annual report
- 02/12/2026
- Last quarterly report
- 07/30/2026
Formerly: LendingClub CORP (until 06/18/2026); LendingClub Corp (until 06/18/2026)
Annual financials
U.S. dollars, as tagged in each annual report's XBRL data. Later restatements replace earlier numbers. Select a date to open the filing.
| Fiscal year ended | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 |
|---|---|---|---|---|---|
| Revenue | $998.8M | $787M | $864.6M | $1.19B | $818.6M |
| Net income | $135.7M | $51.33M | $38.94M | $289.7M | $18.58M |
| Diluted earnings per share | $1.16 | $0.45 | $0.36 | $2.79 | $0.18 |
| Total assets | $11.57B | $10.63B | $8.83B | $7.98B | $4.9B |
| Total liabilities | $10.07B | $9.29B | $7.58B | $6.82B | $4.05B |
| Shareholders' equity | $1.5B | $1.34B | $1.25B | $1.16B | $850.2M |
| Cash and cash equivalents | $930.4M | $977.4M | $1.29B | $1.12B | $763.6M |
| Long-term debt | $0 | $0 | $19.35M | Not reported | Not reported |
| Cash from operations | -$2.73B | -$2.63B | -$1.14B | $375.6M | $239.9M |
| Capital expenditures | $140.3M | $54.3M | $59.51M | $69.48M | $34.41M |
Federal and state records filed under the name Happen, Inc.
Matched by the company name and by the subsidiary names it lists in SEC filings and other public records, after removing endings like Inc., Corp. and Holdings. Records marked Subsidiary were filed under a subsidiary name. A subsidiary that is not listed in those records is not included, and an unrelated business with the same name can appear.
Banks owned
FDIC-insured banks that list this company as their holding company
| Bank | Total assets |
|---|---|
| Happen Bank, National AssociationLehi, UT | $12.48B |
Work visa sponsorship
Certified H-1B and PERM green card filings with the Department of Labor
| Employer on filing | H-1B | PERM |
|---|---|---|
| LendingClub Bank National AssociationSubsidiary · Lehi, UT | 64 | 21 |
Subsidiaries
2 companies that Happen, Inc. owns or controls, as listed in its SEC annual report (Exhibit 21), GLEIF ownership records or USAspending
| Subsidiary | Listed in |
|---|---|
| LendingClub Bank, National Association | SEC 10-K |
| LendingClub Structured Loan Certificate Issuer Trust | SEC 10-K |
Recent filings
100 recent filings on record; insider ownership forms (3, 4, 5 and 144) are not listed here
Swipe the table sideways to see more columns.
77 insider ownership reports (Forms 3, 4, 5 and 144) were filed about Happen, Inc. in the last 12 months. They list trades by officers, directors and large holders; see them on SEC EDGAR.
Other personal credit institutions
Swipe the table sideways to see more columns.
| Company | Headquarters | Revenue | Net income |
|---|---|---|---|
| OneMain Holdings, Inc.OMF | Evansville, IN | $5.46B | $783M |
| Affirm Holdings, Inc.AFRM | San Francisco, CA | $4.26B | $1.93B |
| Bread Financial Holdings, Inc.BFH | Columbus, OH | $3.85B | $518M |
| Enova International, Inc.ENVA | Chicago, IL | $3.15B | $308.4M |
| SLM CorpSLM | Newark, DE | $2.63B | $744.8M |
| Credit Acceptance CorpCACC | Southfield, MI | $2.32B | $423.9M |
| Atlanticus Holdings CorpATLC | Atlanta, GA | $1.97B | $122.2M |
| Nelnet IncNNI | Lincoln, NE | $851.5M | $428.5M |
Profile refreshed Oct 26, 2026; financials refreshed Oct 22, 2026.
Frequently asked questions
- What is Happen, Inc.'s CIK number?
- Happen, Inc.'s SEC Central Index Key (CIK) is 1409970.
- What is Happen, Inc.'s stock ticker?
- Happen, Inc. trades as Nasdaq: HAPN.
- What was Happen, Inc.'s revenue?
- Happen, Inc. reported revenue of $998.8M for the fiscal year ended Dec 31, 2025, +26.9% from the year before.
- When does Happen, Inc.'s fiscal year end?
- Happen, Inc.'s fiscal year end on file with the SEC is December 31; its most recent fiscal year ended Dec 31, 2025.
- Where is Happen, Inc. headquartered?
- Happen, Inc.'s principal executive office on file with the SEC is in San Francisco, CA.
- What companies does Happen, Inc. own?
- Happen, Inc. lists 2 subsidiaries in its SEC filings and other public records, including LendingClub Bank, National Association, LendingClub Structured Loan Certificate Issuer Trust.
- Does Happen, Inc. sponsor H-1B visas?
- Department of Labor records show 64 certified H-1B filings and 21 certified PERM filings under the name Happen, Inc.
Source: U.S. Securities and Exchange Commission, EDGAR submissions and XBRL company facts · Last updated 10/26/2026