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World Acceptance Corp

Nasdaq: WRLD · Personal Credit Institutions · Greenville, SC

Revenue
$585.2M
+3.7% vs. prior year
Net income
$34.59M
5.9% net margin
Total assets
$1.05B
Diluted EPS
$6.88

Company details

As reported to the SEC

SEC CIK
108385
Stock
Nasdaq: WRLD
Legal Entity Identifier (LEI)
529900M7JQUDCH7Q9153
Headquarters
104 S. Main Street, Suite 400, Greenville, SC 29601
Incorporated in
South Carolina
Fiscal year end (SEC record)
March 31
Filer status
Accelerated filer
Phone
(864) 298-9800
Employer ID (EIN)
57-0425114
Last annual report
06/04/2026
Last quarterly report
08/06/2026

Annual financials

U.S. dollars, as tagged in each annual report's XBRL data. Later restatements replace earlier numbers. Select a date to open the filing.

Fiscal year ended03/31/202603/31/202503/31/202403/31/202303/31/2022
Revenue$585.2M$564.2M$572.8M$616.5M$585.2M
Net income$34.59M$89.24M$77.05M$21.23M$53.92M
Diluted earnings per share$6.88$16.21$13.14$3.60$8.47
Total assets$1.05B$1.01B$1.06B$1.12B$1.22B
Total liabilities$703.1M$571.5M$631.9M$732.1M$845.3M
Shareholders' equity$351M$437M$422.4M$383.5M$373M
Cash and cash equivalents$6.07M$4.71M$5.17M$16.51M$19.24M
Long-term debt$587.2M$447.9M$498.4M$598.8M$697M
Cash from operations$259.4M$254.2M$265.8M$291.6M$272.4M
Capital expenditures$3.88M$3.68M$5.93M$5.83M$6.07M
Revenue by fiscal year
$528M
$585.2M
$616.5M
$572.8M
$564.2M
$585.2M

Federal and state records filed under the name World Acceptance Corp

Matched by the company name and by the subsidiary names it lists in SEC filings and other public records, after removing endings like Inc., Corp. and Holdings. Records marked Subsidiary were filed under a subsidiary name. A subsidiary that is not listed in those records is not included, and an unrelated business with the same name can appear.

Work visa sponsorship

Certified H-1B and PERM green card filings with the Department of Labor

Employer on filingH-1BPERM
World Acceptance CorporationGreenville, SC10

Subsidiaries

25 companies that World Acceptance Corp owns or controls, as listed in its SEC annual report (Exhibit 21), GLEIF ownership records or USAspending

SubsidiaryListed in
WAC Credit Card Services, LLCSEC 10-K
WAC Insurance Company, Ltd.SEC 10-K
WAC of Oklahoma, LPSEC 10-K
WAC of South Carolina, LLCSEC 10-K
WFC Limited PartnershipSEC 10-K
WFC Receivables I, LLCSEC 10-K
WFC Receivables II, LLCSEC 10-K
WFC Services, Inc.SEC 10-K
WFC of South Carolina, Inc.SEC 10-K
World Acceptance Corporation of AlabamaSEC 10-K
World Acceptance Corporation of MissouriSEC 10-K
World Finance Company of Georgia, LLCSEC 10-K
World Finance Company of Idaho, LLCSEC 10-K
World Finance Company of Indiana, LLCSEC 10-K
World Finance Company of Kentucky, LLCSEC 10-K
World Finance Company of Mississippi, LLCSEC 10-K
World Finance Company of Oklahoma, LLCSEC 10-K
World Finance Company of South Carolina, LLCSEC 10-K
World Finance Company of Utah, LLCSEC 10-K
World Finance Corporation of ColoradoSEC 10-K
World Finance Corporation of IllinoisSEC 10-K
World Finance Corporation of LouisianaSEC 10-K
World Finance Corporation of New MexicoSEC 10-K
World Finance Corporation of TennesseeSEC 10-K
World Finance Corporation of WisconsinSEC 10-K

Recent filings

148 recent filings on record; insider ownership forms (3, 4, 5 and 144) are not listed here

All filings

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55 insider ownership reports (Forms 3, 4, 5 and 144) were filed about World Acceptance Corp in the last 12 months. They list trades by officers, directors and large holders; see them on SEC EDGAR.

Other personal credit institutions

All in this industry

Swipe the table sideways to see more columns.

CompanyHeadquartersRevenueNet income
OneMain Holdings, Inc.OMFEvansville, IN$5.46B$783M
Affirm Holdings, Inc.AFRMSan Francisco, CA$4.26B$1.93B
Bread Financial Holdings, Inc.BFHColumbus, OH$3.85B$518M
Enova International, Inc.ENVAChicago, IL$3.15B$308.4M
SLM CorpSLMNewark, DE$2.63B$744.8M
Credit Acceptance CorpCACCSouthfield, MI$2.32B$423.9M
Atlanticus Holdings CorpATLCAtlanta, GA$1.97B$122.2M
Happen, Inc.HAPNSan Francisco, CA$998.8M$135.7M

Profile refreshed Oct 26, 2026; financials refreshed Oct 22, 2026.

Frequently asked questions

What is World Acceptance Corp's CIK number?
World Acceptance Corp's SEC Central Index Key (CIK) is 108385.
What is World Acceptance Corp's stock ticker?
World Acceptance Corp trades as Nasdaq: WRLD.
What was World Acceptance Corp's revenue?
World Acceptance Corp reported revenue of $585.2M for the fiscal year ended Mar 31, 2026, +3.7% from the year before.
When does World Acceptance Corp's fiscal year end?
World Acceptance Corp's fiscal year end on file with the SEC is March 31; its most recent fiscal year ended Mar 31, 2026.
Where is World Acceptance Corp headquartered?
World Acceptance Corp's principal executive office on file with the SEC is in Greenville, SC.
What companies does World Acceptance Corp own?
World Acceptance Corp lists 25 subsidiaries in its SEC filings and other public records, including WAC Credit Card Services, LLC, WAC Insurance Company, Ltd., WAC of Oklahoma, LP.
Does World Acceptance Corp sponsor H-1B visas?
Department of Labor records show 1 certified H-1B filings and 0 certified PERM filings under the name World Acceptance Corp.

Source: U.S. Securities and Exchange Commission, EDGAR submissions and XBRL company facts · Last updated 10/26/2026